"The work that's invisible to you is the most important thing to us."
It's simple. Submit your request with as much project information as possible — that's it.
Submit your request online via the client portal — or by mail or fax — with as much project information as possible. That's the only step you have to take.
Cover Me researches every request by making phone calls and sending emails to confirm your project information. We accurately identify the correct job address, property owner, direct contractor, and lender. On average, each job involves 6–8 verification touchpoints across agencies before all information is finalized. All interactions are documented.
We prepare the required notices and lien documents based on your verified project data, applying the correct statutory form for private or public works.
A department supervisor reviews every document for completeness and accuracy before it is printed or filed. This independent second-reviewer layer is built into every request.
Automated, multi-state deadline tracking keeps your projects compliant. We monitor statutory windows and notify you of upcoming requirements.
The document is sent via certified mail to meet state-specific requirements, then taken to the U.S. Post Office for mailing to all relevant parties — property owner, general contractor, and construction lender. USPS provides daily mail receipts to confirm delivery.
You receive a copy of the fully verified notice or lien via email the same day it is mailed. Your copy includes the USPS tracking number so you can confirm delivery yourself.
Final documents, logs, and a compliance summary are retained in your file. Cover Me retains all data for three years — available whenever you need it.
Full pricing and state‑specific rules available upon request.
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